ATM plays an important role in our day to day lives and most of the people rely on this service to transfer money, withdrawing cash and to check balance. With this ATM service, you will get some other services as well like internet banking facility along with direct debit. However, with the growing use of ATM, the fraud case of ATM has also increased.
To protect you from scams and ATM skimming, the manufacturers of ATM have evolved many new features to improve the security system of ATM. Moreover here, you will come to know about some few guidelines or precautions through which you can protect your savings and can enjoy the security of knowing that your money is always safe.
. Never allow anyone you are not familiar with because some fraudsters may try to convenience you that money is due to you or that you have to prove something at an ATM. Any kind of transaction at ATM should be initiated by the customer only.
. Never give your ATM to a stranger for anyone who approaches you when you are using an ATM.
. Whenever you are using a different ATM, you must carefully check the ATM for device that may have been fitted on top of the original feature. As a general rule, it is always better to use a new machine that will have additional safety features such as anti-skimming hardware.
. Use ATMs in places with good lighting and in very secure or high traffic areas such as beside a 24 hour retail outlet or inside a bank.
The most common criminal practice is via a phony front ATM. The fraudster places a fake keypad over the legitimate ATM keypad to copy the cash holder’s pin number. In recent days, criminals are becoming more sophisticated in their technical know-how. Thus, ATM skimming and counterfeit debit card fraud has become very much common. The skimming of ATM occurs when the criminals alter an ATM with technology that contains only card’s magnetic stripe. So, ATM security is very important to ensure a secured transaction of customers.
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