Ten safety tips to reduce risks at ATM counters

ATM brings great convenience to people. They can withdraw or transfer money at anytime and at any place. But along with this convenience, some safety issues have emerged. A robber looking for easy prey has to stake out an ATM in low traffic, dimply lit area and bide his time. There is no such central repository for statistics on ATM crime. However, the reports of ATM robberies frequently can be found in local newspapers.

ATM machines at banks are probably much safer, though, it does not mean that you will get that same safety at malls, airports and sports venues. You can avoid becoming such victim by using some good common sense and by planning ahead for ATM withdrawals. The Electronic Funds Transfer Association and Los Angeles Police Department have provided some great tips for making it sure your visit to the ATM is uneventful. Here are the ten useful security tips to reduce risks at ATM counters.

1. Always pay close attention to the ATM and its surroundings. Use an ATM located near the center of a building. Never go for the ATM at the corner of a building. Try to do your automated banking in public and well lighted location.

2. Maintain awareness throughout the entire transaction process. Be aware of those people who will try to help you with ATM transaction. When leaving an ATM, make sure that you are not being followed. If you drive immediately to a police or a fire station or to a crowded, well-lighted location in business.

3. Do not use an ATM that appears unusual looking or offers options with which you are not familiar or comfortable.

4. Do not allow people to look over your shoulder to enter your PIN. Memorize your PIN number and never write it on the back of your card. Do not re-enter your PIN if the ATM eats your card. You can contact a bank official.

5. Never count cash in front of the machine or in public. Wait until you are in your car or another secure place.

6. While using a drive up ATM, keeps your engine running. Your doors need to be locked and leave enough room to plan between your car and the one ahead of you in drive up line.

7. Maintain a supply of deposit envelopes at home or in your car. Prepare all transaction paperwork prior to your arrival at the ATM. This will surely minimize the amount of time spent at the machine.

8. You should monitor your bank statements properly, as well as your balances and immediately report any problems to bank.

9. While using an indoor ATM that requires your card for access, you should avoid letting unknown people with you.

10. Report your lost or stolen card immediately and sign into your new or replacement card as soon as you receive it.

Know more about two leading manufacturers of ATM, NCR and Diebold

ATM, the most essential technical device that caters the needs of millions of people every day is being manufactured by NCR and Diebold. These are the two leading manufacturers that supply ATM parts and repairing service to banks and many organizations. Their key product is ATM machine. Diebold is basically an American company. It is well known in the industry as it deals with monetary security system of this mechanism. This company is one of the largest ATM selling companies of America. Their infrastructural ability apparently covers 220 locations across the country and their range of products include project management service, automated teller machine, integrated services, electronic security, physical security etc.

Diebold is continuously implementing new techniques for providing advanced security system to ATM machines. Now, the company runs its latest venture of touch screen voting machine which has been implemented in the year 2002.

Like Diebold, NCR is another company that gained a successful global reach. The company makes a history with 450 million transaction everyday through their machines. Moreover, it ensures utmost security of their machines. The company has gained high profile in the market with huge number of clients running small and medium sized business across the world. Their main aim is prospective business development. This innovative ATM machine has been designed to make people’s lives easier.

Both these NCR ATM and Diebold ATM companies are known to be well established and reputed companies as they supply their products all over the world. This automated teller machine serves a useful purpose for the people as they don’t need to carry cash with them or standing in a long queue for banking transaction. Now, they can easily withdraw money at anytime they want. NCR and Diebold are the two leading brands that supplies a large number of ATM machines around the world.  The trend of using ATM has started 10 years back.  In fact, there is a growing ATM machine business opportunity for those who are willing to bring a machine into their store or business location. This automated teller machine can easily access different interbank networks. Most banks and retail outlets charge a certain amount of fee when the ATM is used.

Trace the impact of ATM …how it fastens our lives in recent days

ATM plays an important role in our modern life. This service provides outstanding benefits and convenience to people. We can get this service at anytime we want. This ATM machine not only gives us the opportunity to withdraw money at anytime we want but also we can deposit money through it now. It brings enormous solution in our day to day life. The use of this card eradicates the need of carrying bank cheque or cash in pockets. The best part of this service is that it can easily be accessed through any associated network with an active account holder’s card.

While using an ATM card, customers get innumerable services that are mainly designed to give an excellent banking experience to customers. It not only fastens our lives but also make banking experience fast and convenient. With it, an account holder can keep better control on your finances through a better tracking process. The customer will get transaction slip after every transaction and the rest balance with the corresponding date. The debit cards have eliminated the use unplanned overdrafts. Payments made with these cards are quite convenient and remove the chances of cash being miscounted or lost. Moreover, its use at retail outlets and gas pumps save much time and at the same time reduce the need of keeping manual records.

This service proves to be extremely valuable for the travelers. It is said to be an essential part of everyday life. It gives people fast access to their cash and can check the balance of their bank account. For a consumer, withdrawing money from their account takes only some seconds. Consumers can carry out some other transactions like withdrawing money from their account, depositing money, checking account balance etc. these are some of the activities which the consumers can carry out very easily. However, for doing all these activities, the customer needs to enter the secret pin number. This is an interesting number system that is installed into the ATM machine and through this the consumer can easily communicate efficiently and quickly to get fast access in doing transaction.

Thus, it can be said that ATM service has brought revolutionary change in new generation. Now you don’t need to wait in long queue in front of the bank. You can withdraw money at anytime you want in just few simple steps.

Highly improved ATM security system for the safety of customers

In the past, people were accustomed to carry cash in their wallets or pockets. It does not matter how much the money is. People just stuff them in their shorts, jeans and bags due to which thieves and robbers find it easy to steal it away. However, since the advent of the technology, a card has been invented that enable people to acquire cash more safely and conveniently from machines that will help to secure money for them. The machines are mainly placed in strategic locations which are quite easy to spot. They are also owned by banks that replenish their monetary stock.

This automated teller machine is also popularly known as automated banking machine. It is a computerized telecommunication device that provides people with the access to financial transaction in public places without the need for having a cashier, bank teller or clerk. Customers are mainly required to carry their ATM cards for verifying their identification and account. The card is made of plastic and has a magnetic stripe or plastic smart card with a chip that contains specific card number along with some security information such as expiration date. The authentication is being verified by encoding a personal identification number which can either be in 4 digits or in 6. This number is really very important as it provides the card holder the exclusive authority to dispense money from the machine.

ATM service plays an important role, the customers can gain access with their respective bank accounts in order to process cash withdrawals and debit card cash advance, pay bills as well as check their account balance and purchase pre paid mobile phone credit. ATMs are quite convenient to use in acquiring money at anytime you want. They even release cash though the bank’s currency is of a different denomination. The money will be converted at an official wholesale exchange rate. For instance, you can still withdraw cash from a bank account containing US dollars. The ATMs are basically used for these purposes.

With so many dangerous things that are happening all over the world in recent days, it is not only wise that you know how to protect yourself and your ATM card. With so many cases circulating ATM crimes, the banks don’t want to happen it to you as well. A lot of people now victimize ATM card holders especially those who withdraw money at secluded places. It is really very important that proper ATM security should be provided to customers for safe transaction.